Why It's Time to Retire the 401(k) Oct 8, 2009
"The time may have come to consider returning 401(k) plans to their original position as a third tier of retirement planning, behind pensions and Social Security," says Alicia Munnell, who heads the Center for Retirement Research at Boston College. "They should not be the thing we rely on for retirement security." And the government seems to agree. (Time.com)
Work at Home Jobs for Consultants Oct 6, 2009
Self Employment Ideas. Looking for a few good self employment ideas. (Suite101.com)
Financial and Production Management Training Available (7) Oct 4, 2009
They include: goals and assessments, communicating estate planning, family business issues, tools for estate planning, production records, financial analysis, crop and livestock marketing, risk management, retirement planning, and introduction to and advanced Quicken. The production records session will discuss mandatory and adequate recordkeeping for FSA and other government livestock and crop programs. (Great Falls Prairie Star, MT)
Monthly newsletter serves as an excellent guide to personal finance matters Oct 4, 2009
The typically 17-page newsletter covers a wide range of personal finance topics in short engaging articles - from credit to retirement planning to taxes. In every issue you ll find regular money tips. (Boston Globe)
Bank expands wealth department Oct 1, 2009
Hanslits provides investment, estate and retirement planning for clients nationwide. Tags. (Coos Bay-North Bend The World, OR)
Crisis heightens investor awareness Sep 26, 2009
Currently, financial advisers can represent four insurance companies in providing financial advisory services ranging from savings for education to retirement planning. Most Viewed. (The Star Online, Malaysia -- Business)
We need a lot more Bobby Coxes Sep 25, 2009
Good God man, you have to have the longest most drawn out retirement planning in history. This new guy will be here ten years before you finally leave. (Atlanta Journal-Constitution -- Opinion)
Lesson: Best-Laid Retirement Plans Melt Down Sep 24, 2009
But the first group and many in the second had ignored one of the basic rules of retirement planning: Adjust your investments the closer you get to retirement. To retain some earnings potential, a safe figure for those within a few years of retirement may be 20 to 30 percent in stocks with the rest in cash and bonds. (Click2Houston, TX)
Retirement Readiness Quiz Sep 24, 2009
To help better understand what's involved in retirement planning, IHateFinancialPlanning. com has developed a 10-minute quiz -- an early retirement calculator of sorts -- that will help determine your state of readiness. (Click2Houston, TX)
Prince Charles urges people to abandon cars... Sep 22, 2009
" Related Articles The Prince said the principle of elevating the pedestrian above the car was one of the guiding factors of Poundbury his model development in Dorset. The importance of pedestrian friendly public space is central to the Poundbury ethos. This kind of public transport-oriented development is fundamental to achieving the ultimate goal of a low carbon community, and it is very likely that such communities, far from being austere, will actually become the sought-after places where... (The Drudge Report)
Money and Marriage: All the reasons to talk $$$ before wedlock Sep 20, 2009
Determine what is important to both of you, and agree to work together to accomplish your goals, whether they include paying off your debt, saving for a down payment on a home, or retirement planning. If you re both on the same page for your long-term goals, you re less likely to argue about short-term spending. (Atlanta Journal-Constitution -- Metro)
House Republican campaign chief: 'Speaker now likening genuine opposition to assassination'... Sep 18, 2009
Capitol Briefing - Republicans Denounce Pelosi for Warning Against 'Incitement. Get the latest on House and Senate votes. (The Drudge Report)
'Only a matter of time before terrorists use weapons of mass destruction' Sep 17, 2009
It's your choice - have more flexibility in retirement planning with AXA's Family Suntrust. We've teamed up with eMusic to offer Telegraph readers the latest music downloads. (Yahoo News -- Biological and Chemical Weapons)
PartyGaming bets on Empire Online Sep 17, 2009
It's your choice - have more flexibility in retirement planning with AXA's Family Suntrust. Advertisement Advertisement Advertisement. (Yahoo News -- Gambling & Lottery)
Parents' woes fuel retirement worries Sep 16, 2009
Fifty-two percent of Denver residents surveyed said they are taking their retirement planning more seriously because of the impact the recession has had on their parents. And 45 percent of those polled in Denver say it's very likely (17 percent) or somewhat likely (28 percent) that they'll be faced with helping their retired parents financially. (Denver Business Journal, CO)
Pension plans not impressive in terms of actual return00004000 Sep 15, 2009
Retirement planning is crucial, right from the time a person starts earning a livelihood. A pension or an annuity plan is the most sought after retirement planning solution offered by insurance companies. (India Times)
Success & Service - Modesto attorney Gianelli inducted into law school hall of fame Sep 13, 2009
She specializes in estate and retirement planning and life insurance. Submit news of awards and achievements for this column to. (Modesto Bee, CA)
Rancher group leader blasts USDA's animal health policies Sep 11, 2009
Lunch with Don Hausle, retirement planning specialist. 1:30 p.m. Property Rights Committee, with Frank Falen of the Budd-Falen Law Offices of Cheyenne, Wyo. (Rapid City Journal, SD)
Disney sets out to make 'The Passion for kids' Sep 11, 2009
It's your choice - have more flexibility in retirement planning with AXA's Family Suntrust. Win a private viewing of Julie & Julia and a Michelin-starred dinner. (Yahoo News -- 'The Passion of the Christ')
The ABC's of baby boomer retirement planning Sep 10, 2009
"It's never too late to start planning for retirement and it's crucial that life insurance is considered as the foundation of your plan." says Vikki Pryor, president and CEO at SBLI USA Mutual Life Insurance Company, Inc. "Determine your needs by deciding how much money surviving family or loved ones will need to maintain their standard of living if you are no longer around to protect them. Women need to pay particular attention to their retirement planning options." To learn more about the... (Ontario Argus Observer, OR)
Top Tools for Online Retirement Planning Sep 9, 2009
I've been searching on the Internet for retirement planning tools and calculators and am not sure where to turn ... Retirement Tools Some of the best retirement planning tools and calculators on the Web today, are offered through large financial service companies ... Other ResourcesIf you don't like the company sites, there are many others you can turn to for free retirement planning information and calculators, such as. (Human Events Online)
Estate Planning: How to Find a Financial Planner Sep 3, 2009
Chartered Retirement Planning Counselor (CRPC) - A CRPC designation is offered through the College of Financial Planning to allow planners to specialize in retirement planning ... So ask, "Will you do a retirement planning projection for me." "What assumptions will be made to determine this plan?" "How much will my assets need to grow together with your expenses?" "How are you compensated?" That was discussed above. (Missourian Publishing, MO)
Ten retirement tips Sep 2, 2009
If you need help with your retirement planning, speak to a certified financial adviser. You can find a certified adviser in your area through the. (iAfrica.com)
Balance the budget, now Sep 2, 2009
seven gone wrote on Sep 1, 2009 12:56 PM:" CH: nice try. but when the soc sec/medicare plans was set up 65 was a good age to select for benefits because most people didn't live to that date. it gave the govt an excuse to pick pockets and then fritter the money away on other things, and people accepted it as retirement planning, should you be fortunate to live so long.but people have lived longer and longer, despite what the leftists would have to say about the sad state of health care in the... (Bismarck Tribune, ND)
Rosen Law Firm Reminds Skilled Healthcare Group, Inc. Shareholders of Important Securities Class Action Deadline -- SKH Aug 31, 2009
Software for budgeting, personal financial statement, retirement planning, and financial statements for businesses. Instant downloads. (Primezone Releases)
Successful saving Aug 31, 2009
While these issues are real and need to be addressed, we also need to look at the other effects the credit crunch has had on our cash strapped society retirement planning, or rather the lack of it ... Retirement planning is not something that you can do without the help of an expert. (iAfrica.com)
Female, old and very poor Aug 30, 2009
" Women must take responsiblility He says it is thus critically important that women take responsibility for their own retirement savings. "This means women need to become more involved in retirement planning. Understanding ones employer pension or provident fund is a good place to start. (iAfrica.com)
When will we be ready? Aug 29, 2009
RETIREMENT planning is a buzzword these days. But when we are asked to plan for retirement, it can be overwhelming because of many uncertainties and variables beyond our control. (The Star Online, Malaysia -- Business)
Sock it away Aug 28, 2009
Q. What are key ages for which people should target in retirement planning ... Q. Dispel a myth about retirement planning. (San Antonio Business Journal, TX)
Pension models and the pitfalls Aug 28, 2009
IF we mention retirement planning to the man in the street, we will probably draw wide-eyed blanks from them but mention the word pension and many will immediately think of public servants receiving their monthly income after retirement. Not too long ago, civil servants who initially switched to an Employees Provident Fund (EPF) system were thankful to be allowed to revert to a pension scheme. (The Star Online, Malaysia -- Business)
Estate planning to avoid fin setbacks Aug 28, 2009
So we normally talk about different financial planning concepts like retirement planning along with a bit of estate planning, says another wealth manager. But isnt it a bit ironic in a nation where siblings fighting over inheritance is common. (India Times)
No retirement age for super Aug 26, 2009
To take it one step further, these target date default strategies could permit seamless transition from the accumulation phase of retirement planning into the retirement income phase, where the superannuation fund is used to supply an income while the money remaining in the pot continues to produce investment returns. Our present default fund design is in danger of failing working Australians, leaving them short-changed in retirement. (Sydney Morning Herald -- Business)
ADMINISTRATIVE SUPPORT AND CLERICAL Aug 24, 2009
Retirement Planning - 401k. Paid Vacations. (Florida Today)
Malaysians less confident about preparing for retirement Aug 22, 2009
As the Malaysian population ages and retirement looms for many, the issue of financial literacy in a retirement planning context has become particularly salient. Abacus for Money chief executive officer Carol Yip says that there is no single product or solution available to guarantee ones comfortable retirement. (The Star Online, Malaysia -- Business)
Retirement Advice Aug 20, 2009
Secure Retirement Planning. Employee retirement savings plans, Social Security benefits, lifestyle, and a number of other factors can influence retirement planning ... Give early attention to retirement planning and investing, and develop a thoroughly researched retirement plan. (Suite101.com)
SWBC exec focused on healthy passion Aug 19, 2009
On your career: I started in the financial services industry with Series 7 and 63 selling retirement planning a 20-year-old kid deep in tuition debt and hardly scraping by, making cold calls to influence folks that I could help them plan and invest for the future. (My immediate boss at the time) used to take us to events and monitor us to make sure we only spoke to new people and made new relationships. (San Antonio Business Journal, TX)
Columbine victim thrives as exec Aug 18, 2009
People in general are just looking to have some additional layer of security, whether it s through retirement planning or investing or insurance, he said. Standing amid bare white walls, exposed wires and blueprints, Ireland showed a reporter the 3,600-square-foot space where 11 financial representatives, three support staff, and three or four interns soon will be working. (Denver Business Journal, CO)
FM code: Tax recast to offset EET loss Aug 14, 2009
However, a small section of them, especially those who take their retirement planning seriously, seems worried ... "I think the impact of the new regime would be more or less neutral on retirement planning. It's more positive for the recently launched new pension scheme (NPS) and would have a negative impact on public provident fund (PPF)," says Amit Trivedi, a financial trainer. (India Times, India -- Intl Business)
Financial feminism Aug 10, 2009
Property investment has proven to be one of the most effective retirement planning strategies, yet, according to a survey by Redcon Property Development, less than 25 percent of those currently showing interest in buying property off-plan are women. Between January 2006 and end July 2009, Treoc. (iAfrica.com)
Managing yourself and your money Aug 8, 2009
Web search enhanced by. Saturday August 8, 2009. (The Star Online, Malaysia -- Business)
Answer Desk: Latein the game Aug 3, 2009
Answer Desk: Risks for working 'retirees' - Answer desk- msnbc. Retirement paychecks carry special risks. (MSNBC -- Business)
Answer Desk: Risks for working 'retirees' Aug 3, 2009
Retirement paychecks carry special risks. Starting over, living on a 'fixed income,' avoiding 'work-from-home' scams. (MSNBC -- Business)
Business People Aug 2, 2009
Dowling e LLC is an independent, fee-only registered investment adviser providing Southern California with portfolio management and retirement planning. Visit. (North County Times)
State dental group recognizes Durden Aug 2, 2009
Individuals who earn a ChFC can provide advice on a broad range of financial topics including financial planning; wealth accumulation and estate planning; income taxation; life and health insurance; business taxation and planning; investments; and retirement planning. Dunston, Lowe join Angelo s restaurant. (Athens Banner-Herald)
MetLife posts $1.4 bn net loss Jul 31, 2009
4 bn quarterly net loss- International Business-News-The Economic Times. International Business. (India Times)
FactCheck.org Documents False Euthanasia Claims Jul 30, 2009
Comparing this to forced euthanasia is like saying that a bill making retirement planning easier would force Americans to quit their jobs. A from the AARP describes McCaugheys description of the health care bill as rife with gross and even cruel distortions. (Nebraska Statepaper)
TRAINING CAMP PREVIEW No QB controversy ... at least for the moment Jul 27, 2009
Last season was an unmitigated disaster, from Vegas to retirement planning to more surgeries. Walker is here today only because he agreed to a massive paycut. (San Francisco Chronicle -- Sports)
Keeping a retirement plan in sight Jul 25, 2009
BUSINESS owners have more options for retirement planning because they are self-employed, have the freedom to do what they like and most importantly, they can choose to retire any time ... Daily challenges in managing a business can make a person feel overwhelmed and lose sight of personal retirement planning ... So, could it be the subconscious thought of this nature that makes the business owner focus more on business instead of retirement planning. (The Star Online, Malaysia -- Business)
MassMutual Expands Retirement Services Sales Organization Jul 25, 2009
Dan Darby joined MassMutual in December 2008 as a regional non-profit market specialist in the Retirement Services Division after holding vice president positions with Morgan Stanley and Fidelity Institutional Retirement Services Co. With more than 20 years of sales experience, Mr. Darby has dedicated three quarters of his career to the retirement planning industry. As a managing director, Mr. Darby will be overseeing the Michigan, Indiana and Ohio regions. (PR Newswire)
A simple response Jul 24, 2009
More complex retirement planning advice. Insurance outside a member's fund. (Sydney Morning Herald -- Business)
Jessica book sales fall short Jul 23, 2009
Let's assume that youve finally surrendered to the fact that youre going to get some help with your financial, investment, and retirement planning picture. The Daily News has learned that there have been discussions between the NCAA and high-ranking Yankee officials about the possibility of establishing a postseason bowl game at Yankee Stadium, beginning in 2011. (Yahoo News -- Jessica Lynch)
Financial guide for newly-married and those ready for the plunge Jul 20, 2009
Its imperative to start early, be it investment strategy, retirement planning or buying a house a headstart in financial matters always yields better results. In fact, a joint ownership of house is preferable as this helps in getting it financed and income-tax benefit accrues to both partners. (India Times)
Area news in brief Jul 19, 2009
Tuesday, July 21 at 4:30 p.m. - Group Workshops, lasting 90 minutes, will provide a hands-one approach to retirement planning. Reservations are required no later then Monday. (Montrose Daily Press, CO)
SSC study: Recession increasing ranks of the self-employed Jul 19, 2009
The Enterprise Center also offers free programs for retirement planning and money management. Many of these proprietors come to the table with their incredible talent but with little understanding of what it takes to maintain their own accounting systems or provide insurance coverage for their families. (Danvers Herald, MA)
Chandaks buy The Siena Hotel, plan $3 million in upgrades Jul 16, 2009
In a statement released by , the family stated that The sale of the Siena Hotel at this time is part of our family estate and retirement planning. The Siena Hotel has been an exciting and rewarding experience. (Raleigh Triangle Business Journal, NC)
Workers To Employers On Finances: 'Help!' Jul 15, 2009
This can range from providing Internet-based calculators and retirement planning tools to workplace group sessions and one-on-one telephone advice with a professional. Blazek said she had a session a few weeks ago, talking with a representative for more than 45 minutes about her 401(k) account and setting up a college savings account for her daughter. (Click2Houston, TX)
Family Budgeting Tools Jul 14, 2009
The financial planner can also help families to achieve their financial goals and help in other areas such as tax management, investments, retirement planning and estate planning. There are many types of family budgeting tools to choose from. (Suite101.com)
New pension scheme up for challenge Jul 12, 2009
SundayET brings experts view on NPS whether one should go for NPS or opt for other instruments as a part of retirement planning. But before that lets understand the nitty-gritty. (India Times)
Is it time to take the money out from under the mattress? Jul 11, 2009
Long used as a tool for retirement planning, fixed annuities are undergoing a surge in interest as a tool for those looking for a predictable source of income. The fixed annuity is actually a contract with an insurer in which the insurer agrees to repay your money plus interest in a lump sum or over a period of time you select. (Ontario Argus Observer, OR)
Huntington Investment Company Adds Four Representatives to Its Columbus Team Jul 11, 2009
Fidelibus currently maintains the Chartered Retirement Planning Counselor Designation. Kessinger is a graduate of Ohio Wesleyan University with a bachelor's in economics management. (PR Newswire)
Duffour inaugurate boards of three institutions Jul 8, 2009
Dr. Duffour said life insurance could also be an important component of personal retirement planning programmes. He advised board members of the Central Tender Review to explore creative ways of using the public procurement system to support the growth and empowerment of local small, medium and micro enterprises other than the known national competitive tendering, where only domestic contractors and suppliers were eligible. (Ghana Web, Ghana)
Washington Reworks Retirement Savings Plans Jul 8, 2009
Advocates for both retirees and employers say the crash highlights the flaws of the savings plans, including 401(k)s, that dominate U.S. retirement planning. As a publication of the Society of Actuaries put it: "While these plans are magnificent savings vehicles, their effectiveness in providing predictable retirement income is being questioned.". (BusinessWeek)
Shop Talk: The latest scoop in business Jul 8, 2009
Prior to joining Farm Bureau Insurance as an agent, Diener had an extensive career in insurance, focusing on Long Term Care and Retirement Planning. Diener joins a statewide force of 400 Farm Bureau Insurance agents serving nearly 450,000 Michigan policyholders. (Gaylord Herald Times, MI)
Personal Finance Jul 5, 2009
80% of couples disagree when it comes to retirement planning. Avoiding the credit trap. (USA Today -- Money)
Are you on track to retire young? Jul 5, 2009
Retirement Planning: Can you retire early. - Calculator - CNNMoney. (CNN -- Money / Personal Finance)
